Loan Processor at Clayton Bank & Trust in Knoxville, TN

Company Description

Clayton Bank, founded in 1899 at Henderson, is one of the highest ranked banks in the nation based on ROA, Charge-offs, Efficiency, NIM, and Loan Growth. With assets of $1.3 Billion, the holding company, Clayton Bancorp, is based in Knoxville and owns Clayton Bank and Trust operates numerous banking centers across Tennessee. The holding company is owned by Jim Clayton, and the staff, utilizing an ESOP structure - making every team member an owner. The banks are consistently recognized for outstanding client satisfaction, strong capital position, superior compliance metrics, and top rated financial performance. Visit: www.claytonbank.com for more information.

Job Description

The Loan Processor is responsible for:

Completes transactions between bank, sellers and borrowers, by performing the following duties

• Assembles, prepares and processes loan packages for consumer and commercial loans following bank policies and procedures

• Verifies accuracy and completeness of all loan files obtaining proper signatures, dates and other relevant data

• Ensures accuracy and current on RESPA and TRID disclosures

• Ensures proper communication with various departments to help handle customers and processing/closing loans

• Ability to book loans (consumer, real estate and commercial) onto computer system using loan software

Qualifications

Candidates should possess the following qualifications:

• College degree or relevant experience required
• Knowledge of lending guidelines and regulations, including ATR, TRID, HMDA, ECOA, etc.
• Good understanding of financial institution products and services
• Ability to read and comprehend training materials, bank communications and related loan manuals
• Ability to learn and follow bank policies regarding the lending process

Additional Information

• Competitive Pay
• Benefits
• ESOP