Regulatory Counsel at Clair in New York City, NY

REGULATORY COUNSEL Location: New York ABOUT CLAIR If you can send your friends money in seconds, why does it still take your employer two weeks to send your paycheck? At Clair, we are on a mission to create financial freedom for America's workers by giving them a digital banking platform that allows them to get paid as soon as they clock out of work. But we're not just another digital bank or on-demand pay provider. We meet Americans at their place of work by embedding our products within the scheduling, workforce management, and payroll apps they already use every day. Learn more about us at getclair.com/about ABOUT THE ROLE We are looking for a Regulatory Counsel to join our legal and compliance team. This is a high-impact role for a lawyer who wants to be at the center of a fast-growing fintech—advising on product development, supporting our compliance management system (CMS), and helping navigate an evolving regulatory landscape. You will work directly with our General Counsel and partner cross-functionally with Product, Marketing, and Operations. WHAT YOU’LL DO • Serve as a primary legal advisor on product counseling matters, providing practical regulatory guidance on new product features, partnerships, and go-to-market strategies • Advise on consumer financial protection laws, including UDAAP, fair lending, state licensing requirements (lending, money transmission), and other applicable federal and state regulations • Support all aspects of the compliance management system (CMS), including policies and procedures, training, monitoring, and corrective action • Review and approve customer-facing materials and marketing collateral for regulatory accuracy and required disclosures • Assist with third-party and vendor risk management, including review of vendor contracts and oversight programs • Support licensing portfolio management, including tracking deadlines, coordinating renewals, and preparing regulatory filings • Assist with internal and external audits and regulatory examinations, including document preparation and response coordination • Liaise with our Partner Bank on compliance-related matters and communicate effectively with Partner Bank stakeholders • Monitor regulatory developments and translate legal changes into actionable guidance for internal teams WHAT WE’RE LOOKING FOR • J.D. and active bar admission in at least one U.S. jurisdiction • 3+ years of regulatory legal experience, including time at a law firm, regulatory agency, financial institution, or in-house at a fintech or financial services company • Substantive knowledge of consumer financial protection laws and regulations (e.g., TILA, EFTA, ECOA, UDAAP, state lending laws) • Experience advising on product or business initiatives in a regulated environment • Familiarity with compliance management systems and their core components • Excellent written and verbal communication skills, with the ability to translate complex legal concepts into clear, practical guidance • Proactive, solutions-oriented mindset with the ability to manage competing priorities in a fast-paced environment • Bonus: Experience with state money transmission or lending licensing, partner bank relationships, or third-party risk management frameworks ADDITIONAL DETAILS Location: While we are based in NYC, we are also open to remote candidates for this role who are based in US only. If you are based in NYC, you'll be expected to be in the office 3- Days a week. Compensation: The annual base salary for this role is $160,000 and $180,000. The base pay for this role is determined using many factors, such as education, skills and experience and is reflective of Clair Series stage and size. Base pay is only one part of Clair’s competitive total compensation package which includes equity, benefits and additional perks. The base pay range is subject to change and may be modified in the future. Clair will only contact candidates from @getclair.com email addresses. We will never ask for payments or sensitive personal information during the hiring process. If you happen to receive anything suspicious, please ignore it. NEED MORE CONVINCING? Apart from getting to work with our incredible team, here are some of the benefits you can expect when you join Clair: • Medical, Dental, & Vision Coverage, with option to extend to your family • Fully-paid parental leave • Company-sponsored 401k, HSA, and FSA • Unlimited vacation for salaried roles, generous PTO for hourly roles • Work from home setup allowance • Access to your earnings every day on Clair • Company-sponsored short-term and long-term disability insurance EQUAL OPPORTUNITY EMPLOYER INFORMATION Clair is an equal opportunity employer and we value diversity at our company. We actively seek a diverse applicant pool and do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. For questions, please email us at careers@getclair.com