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Subrogation Senior Analyst at Cigna · Kuala…
ExperiencedHybridFull-timeKuala Lumpur, Kuala Lumpur, Malaysia
Job Description
Subrogation Senior Analyst
Location: Kuala Lumpur, Malaysia
Subrogation Senior Analyst – Payment Integrity
The job profile for this position is Quality Review and Audit Senior Analyst, which is a Band 3 Senior Contributor Career Track Role.
Role Summary:
As Subrogation Senior Analyst within Payment Integrity Team, you will be responsible for identifying, pursuing, and recovering medical claim costs from liable third parties (e.g., motor insurers, other liability insurers, statutory schemes). The role ensures financial recovery, regulatory compliance, and timely resolution of subrogation cases across jurisdictions.
Identify subrogation opportunities through medical claims review and accident indicators
Assess liability scenarios (motor vehicle accidents, third‑party negligence, etc.)
Contact customers to validate liability and obtain required documentation (e.g. police report)
Prioritize cases based on recoverability, value, and limitation period
Prepare and raise subrogation claims supported by medical documentation and legal basis
Liaise with third‑party insurers, employers, TPAs, and legal representatives
Negotiate settlements in line with policy terms and jurisdictional rules
Apply country‑specific subrogation laws, reimbursement rights, and statutory scheme
Monitor limitation periods and ensure timely action
Ensure compliance with internal policies, data protection, and audit requirements
Coordinate with external recovery vendors and law firms
Collaborate with internal teams (Legal, Claims, Customer Service, Account Management, Medical, Legal, Finance)
Maintain accurate case notes and recovery tracking
Contribute to process improvement initiatives and recovery strategies
Partner with Payment Integrity and other teams to raise awareness of schemes that fall under subrogation scope
Required Qualifications & Experience
Bachelor’s degree in healthcare administration, or related field
Minimum 3 years of experience in subrogation, claims recovery, liability claims, or health insurance operations (Claims and/or Customer Service)
Knowledge of Mainframe, Diamond, Actisure and/or Globalcare is preferred
Skills & Competencies
Strong analytical and investigative skills
Excellent verbal and written communications skills
Strong negotiation skills
Ability to interpret legal and medical documentation
High attention to detail and strong organizational skills
Stakeholder and vendor management capability
Proficiency in claims systems and Excel / reporting tools
Fluent in English, German and/or French are an advantage
Preferred Experience (Nice to Have)
Bachelor’s degree in law
Knowledge of ICD‑10 billing
Experience with data-visualization dashboard (e.g. Qliksense)
Strong understanding of:
Health insurance policy provisions
Third‑party liability principles
Motor, public, civil and product liability, and statutory compensation schemes
Experience working with cross‑border or multi‑jurisdictional cases
About The Cigna Group
Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.