Sr. Analyst, Credit Risk at CarMax in Kennesaw, GA

Sr. Analyst, Credit Risk Location: Corporate - Atlanta 9002 - Carmax Auto Finance - 225 Chastain Meadows Ct NW, Kennesaw, Georgia, 30144 CarMax, the way your career should be! Summary: CarMax Auto Finance (CAF) is seeking a Senior Analyst of Strategy to be a part of our growing company.  This Associate must be passionate about using data and creative thinking to drive business decisions and have experience working within an analytical or strategic team. Essential Duties and Responsibilities: Leverage data to develop a deep understanding of CAF’s business operations and growth strategies.  This may include working with multiple departments within CAF and with Associates in our Corporate Home Office. Analyze trends and identify target areas for innovation and testing. Demonstrate strong teamwork by partnering with others to meet common objectives.  Be able to lead cross-functional projects. Review and analyze existing business strategies,  and be prepared to recommending and implementing  new strategies as appropriate. Produce reports and analysis for monthly portfolio performance tracking and evaluation. Understand, communicate, and influence CAF objectives and processes to the larger CarMax organization. Purpose of the role The Senior Analyst of Credit Risk Strategy is responsible for providing analytical support for the effective management, growth, and innovation of CAF’s business.  The Senior Analyst must develop and maintain an understanding of volume and credit mix of originations and balance of the portfolio of key business metrics and be willing to drive change as the business evolves.  Analytics is also essential to understanding business impacts including loss forecasting estimates, profitability drivers, and impact to partner lenders. Responsibilities also include the development of presentations and communication of recommendations to senior management. Qualifications and Requirements Bachelor’s degree with evidence of academic achievement. 3+ years of experience in an analytical or strategic role or a combination of work experience and an advanced degree. Ability to understand complex business problems and design effective solutions. Ability to communicate succinctly and effectively with all levels of associates including own team up thru senior executives. Ability to explain complex concepts and communicate business insights to other managers with similar and different business backgrounds. Work Location and Arrangement: This role will be based out of the CarMax Auto Finance office (Kennesaw, GA).  Associates will work onsite 4 days per week. Work Authorization:  Applicants must be currently authorized to work in the United States on a full-time basis. Sponsorship will not be considered for this specific role. About CarMax CarMax disrupted the auto industry by delivering the honest, transparent and high-integrity experience customers want and deserve. This innovative thinking around the way cars are bought and sold has helped us become the nation’s largest retailer of used cars, with over 200 locations nationwide. Our amazing team of more than 25,000 associates work together to deliver iconic customer experiences. Along the way, we help every associate grow their career and achieve their best, at work and in their community.  We are recognized for our commitment to training and diversity and are one of the FORTUNE 100 Best Companies to Work For®. CarMax is an equal opportunity employer, and all qualified candidates will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, protected veteran status, age, disability status, or any other characteristic protected by law. Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application. Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.