Credit Analyst Intern at Bevel Financial in Columbia, MO

Summary: Bevel Financial is transforming the lending industry through innovation and technology. The Credit Analyst internship offers a hands-on opportunity to learn about commercial lending, credit risk assessment, and financial analysis while working closely with experienced professionals. Responsibilities: - Analyze personal and business financial statements and tax returns - Build cash flow models and apply financial ratios (LTV, Loan-to-Cost, DSCR, DTI) - Participate in credit risk evaluations and learn risk mitigation strategies - Gain exposure to loan origination systems, financial modeling software, and reporting tools - Research market trends and economic indicators impacting commercial lending - Collaborate across teams and contribute to client-facing communications and professional presentations Required Qualifications: - Currently pursuing a Degree in Finance, Accounting, Economics, or a related field - Strong analytical and quantitative skills with attention to detail - Familiarity with financial statements, ratios, and credit concepts - Proficiency with Excel; experience with financial modeling or data analysis tools is a plus - Excellent communication and teamwork skills - Ability to manage multiple projects and meet deadlines in a professional environment Required Skills: Financial statement analysis, Credit risk assessment, Financial ratios, Cash flow modeling, Loan origination systems, Financial modeling software, Excel Benefits: Health Coverage: Comprehensive medical, dental, and vision plans. Also offers a Health Saving Account (HSA), Retirement: Features a 401(k) retirement plan and match