Credit Analyst II - Leveraged Finance… at Bank of America · Charlotte

Summary: Bank of America is committed to helping make financial lives better through every connection. The Credit Analyst II role focuses on underwriting leveraged finance transactions and evaluating credit risks, involving financial modeling and collaboration with internal stakeholders. Responsibilities: - Assists in the underwriting, credit risk analysis, negotiation, and closing of new transactions, while adhering to all relevant policies and procedures - Analyzes client's financial performance by comparing it to past performance, projections, and industry standards - Evaluates transaction and relationship risk-adjusted profitability to facilitate the allocation of capital - Builds projection models based on historical performance, industry forecasts, and other due diligence findings - Conducts due diligence with clients Required Qualifications: - 1+ year of experience in financial analysis and financial modeling within corporate credit, leveraged finance, capital markets, investment banking, private credit, or similar analytical environments - Hands-on experience supporting or building financial models, with the ability to explain key assumptions, outputs, and risk considerations - Experience evaluating credit risk using financial statements, projections, and transaction-level analysis - Exposure to leveraged finance and acquisition financing concepts, including cash flow analysis, leverage, and debt structures - Working knowledge of LBO modeling, including ability to do a bottoms-up build of a model, familiarity with structure, key drivers, and sensitivities Preferred Qualifications: - Bachelor's degree in finance, accounting, economics, or a related field - Prior experience with leveraged loan, acquisition financing, or private credit transactions - Experience in corporate credit, investment banking, or capital markets, and working in cross-functional teams Required Skills: Financial Analysis, Financial Modeling, Credit Risk Assessment Important Skills: Leveraged Finance, Underwriting Nice-to-Have Skills: Analytical Thinking, Written Communications Benefits: Discretionary incentive eligible, This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.