Commercial Real Estate Analyst I at Axos Bank in San Diego, CA

Summary: Axos Bank is a digital-first financial institution that provides tools and services for managing money. They are seeking a Commercial Real Estate Analyst to support the Specialty Lending Group by managing loans, analyzing real estate collateral, and assisting with loan opportunities. Responsibilities: - Understanding critical business milestones for our borrowers - Monitoring the portfolio to track all covenants and deadlines - Preparing quarterly loan reviews for loans that are within the portfolio - Reading and comprehending loan documents - Preparing internal memorandums for approval concerning monitored loans - Analyzing multiple commercial real estate collateral types - Supporting positions with conviction by presenting detailed analysis and metrics to support - Establishing strong relationships with the senior management as well as with our counterparties - Making process-based decisions with a strong emphasis on data and key industry metrics Required Qualifications: - Bachelor's Degree or higher. Preferred major/specialization in Finance, Business, Real Estate, Economics, Accounting, and/or Mathematics - 1+ years of experience in analyzing, underwriting, and/or managing asset based and commercial real estate - 1+ years of experience with a banking institution or finance company - Ability to write coherent and well thought out summaries that demonstrates understanding of the loan opportunity - Superior analytical and modeling experience capable of generating fully integrated cash flow models - Strong ability to spread financial statements and to provide clear and concise written financial analysis supporting hers/his views of the borrower's financial condition - High energy, intellectual curiosity, and ability to work in a demanding environment - Dedicated work ethic and self-starter - Proficient with Microsoft Excel and Word Preferred Qualifications: - Commercial real estate bridge and construction lending experience preferred Required Skills: Commercial real estate analysis, Underwriting, Asset-based lending, Commercial real estate lending, Financial statement analysis, Financial modeling, Cash flow modeling, Loan document comprehension, Microsoft Excel, Microsoft Word, Intellectual curiosity, High energy, Dedicated work ethic Benefits: Medical, Dental, Vision, and Life Insurance, Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year), HSA or FSA account and other voluntary benefits, 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan, Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading