Manager - Credit Risk Oversight at American Express in New York, NY

• Conduct quantitative analysis on risk management data to drive insights and recommendations for first line teams. 
• Conduct independent reviews of retail credit risk processes and provide effective challenge to first line teams. 
• Identify credit risk metrics (e.g. KRIs and KPIs) to continuously monitor and oversee risk. 
• Develop requirements to support the next generation risk capabilities (e.g. Smart Monitoring) 
• Produce credit risk dashboards for AXP Risk Committees including tracking risk appetite metrics. 
• Analyze trends in the charge and lending portfolios and conduct deep dive analysis to understand key drivers.  

Minimum Qualifications

• 2+ years of credit risk management experience
• Bachelor's degree in Computer Science, Mathematics, Quant, Engineering.
• Strong analytical skills and business acumen with a risk-reward control perspective
• Experience with data-driven analytical tools (e.g. SQL, HIVE/HADOOP, R, Python)
• Ability to clearly communicate oversight findings to credit risk peers, business partners, and senior leaders.  
• Demonstrates the courage to challenge the status quo.  
• Demonstrates the ability to successfully manage multiple priorities under pressure.  
• Proven ability to collaborate with colleagues across the Company.  

• Self-starter with natural curiosity to solve problems.

   

Preferred Qualifications

• Advanced degree in quantitative field
• Exhibits strong collaboration and influential leadership skills with the ability to build positive relationships across teams and levels of seniority. 
• Self-confident with a strong sense of integrity, and the ability and willingness to challenge and be challenged. 
• Proactive in identifying issues, delivering and escalating key findings, and advising on recommended solutions to correct issues or mitigate risks. 
• Strong verbal and written communication skills, and ability to clearly communicate oversight findings to credit risk peers, business partners, and senior leaders.
  
  Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.