Custom Software Engineering Lead

Custom Software Engineering Lead Location: Bengaluru Project Role : Custom Software Engineering Lead Project Role Description : Own the technical direction and architecture of custom software solutions, leading teams through design and delivery. Set development standards and ensure code quality, scalability, and performance aligned to business objectives. Must have skills : Payments Fundamentals Good to have skills : NA Minimum 5 year(s) of experience is required Educational Qualification : 15 years full time education SWIFT Alliance Engineer – AMH / SAA Banking Payments - Techno-Functional - 8+ Years Role at a Glance Location - Hyderabad / Bengaluru (Preferred) Experience - 8 Years in SWIFT / Banking Payments Engagement Type - Full-Time - Client-Facing Domain Banking Payments – High Value, Cross-Border, ISO 20022 Role Summary: We are looking for a skilled SWIFT Alliance Engineer with hands-on expertise in both SWIFT Alliance Messaging Hub (AMH) and SWIFT Alliance Access (SAA), backed by strong knowledge of banking payments domain. This is a techno-functional role — the ideal candidate bridges technical implementation (AMH workflow design, message transformation, ISO 20022 migration) with functional domain understanding (payment lifecycle, compliance, settlement, and reconciliation). The engineer will be responsible for designing, configuring, and supporting end-to-end SWIFT messaging pipelines, driving ISO 20022 adoption, and collaborating closely with business and technology stakeholders to deliver compliant, scalable payment solutions. Key Responsibilities AMH Engineering & Configuration Design, configure, and maintain AMH routing rules, message workflows, and transformation pipelines for MT and MX formats Develop message transformation logic using Informatica Data Transformation (DT) or equivalent tools (XML, XSLT, JSON) Integrate AMH with core banking systems (T24, Finacle, GPP, LOANIQ) and middleware platforms (MQ, IIB/ACE) Build and optimize straight-through processing (STP) flows, enrichment rules, and compliance validation checks within AMH Manage AMH deployments across environments (DEV, SIT, UAT, PROD) and support release change management SAA / SWIFT Infrastructure Collaboration Understand and support SWIFT Alliance Access (SAA) connectivity, including FIN, InterAct, FileAct, and FINplus service configurations Coordinate with infrastructure teams on SAG, SNL, HSM certificate management, RMA key exchanges, and SWIFT IP VPN Liaise with SWIFT operations for network connectivity, service incidents, and compliance patching Support SWIFT CSP (Customer Security Programme) audit requirements and remediation activities ISO 20022 & SWIFT Standards Lead or contribute to ISO 20022 migration programmes — CBPR+ and TARGET2 — covering message mapping, field translation, and coexistence-period handling Implement and test SWIFT Annual Release changes (2025, 2026 and beyond) including schema updates, new field requirements, and deprecated tag management Ensure MT-to-MX translation accuracy for key message types: pacs.008 (MT103), pacs.009 (MT202/MT202COV), camt.054 (MT900/MT910) Stay current with SWIFT Standards Releases, MX schemas, and CBPR+ rule updates Functional – Payments Domain Apply deep understanding of payment lifecycle: initiation, validation, routing, settlement, reconciliation, and exception handling Perform functional impact analysis for change requests across payment flows, identifying upstream/downstream dependencies Support requirements gathering and solution design sessions with business stakeholders, translating functional needs into technical SWIFT configurations Work with operations and compliance teams on AML screening integration, sanctions checks, and regulatory reporting touchpoints Contribute to functional test design (SIT/UAT), defect triage, and root cause analysis for SWIFT payment incidents Skills & Experience Requirements Must-Have Skill Area & Requirement SWIFT AMH - Hands-on configuration of routing rules, workflows, transformation pipelines — not just monitoring or testing SWIFT SAA / SAG - Working knowledge of SAA connectivity, FIN/InterAct/FileAct services, and SAG/SNL concepts ISO 20022 Migration - Practical experience with CBPR+ and/or TARGET2 migration — implementation side preferred SWIFT Annual Releases - Experience implementing or testing SWIFT 2024/2025 release changes awareness of 2026 roadmap Core Banking Integration - Hands-on integration of SWIFT messaging with T24, Finacle, GPP, or equivalent core banking platforms Middleware / MQ - Experience with IBM MQ, IIB/ACE or equivalent for message queuing and backend integration Payments Domain - Strong functional knowledge of cross-border payments, settlement, reconciliation, and payment exception handling Message Formats - Deep understanding of MT (103, 202, 202COV, 900, 910) and MX (pacs, camt, pain) message structures Good-to-Have Skill Area & Preference Cloud Platforms - Azure preferred exposure to AWS or GCP also acceptable — cloud-native payment workloads is a plus DevOps / CI-CD - Familiarity with CI/CD pipelines, release automation, Docker/Kubernetes in a financial services context Microservices / APIs - Experience with REST API integration, event-driven architecture, or microservices-based payment platforms Scripting / Automation - Python, SQL, or scripting skills for log analysis, reconciliation automation, or test data generation Informatica DT - Informatica Data Transformation or PowerCenter for multi-format message transformation BA Skills - Requirements documentation, RTM, user stories, and acceptance criteria writing for payment change requests What Makes This Role Techno-Functional- Candidates must demonstrate strength on both dimensions. A pure technical profile without payments domain grounding, or a pure BA/QA profile without AMH engineering depth, will not meet the requirements. Technical Dimension Functional Dimension AMH routing rules & workflow design - Payment lifecycle — initiation to settlement ISO 20022 message mapping & transformation - Functional impact analysis for change requests Core banking & MQ integration - Business requirements gathering & translation SWIFT release implementation Compliance awareness — AML, sanctions, SWIFT CSP Production incident root cause analysis - Defect triage & UAT coordination with stakeholders Professional Attributes Strong stakeholder communication — able to explain technical SWIFT concepts to business audiences and vice versa Comfortable working in multi-vendor, client-facing delivery environments Proactive in flagging risks, tracking issues, and driving resolution across technical and functional workstreams Detail-oriented with a strong sense of ownership over message accuracy, data quality, and compliance Collaborative team player with the ability to onboard, mentor, and document for knowledge continuity Educational Qualification Bachelor's degree in computer science, Engineering, Information Technology, or a related discipline. 15 years full time education About Accenture Accenture is a leading global professional services company that helps the world’s leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services—creating tangible value at speed and scale. We are a talent- and innovation-led company with approximately 791,000 people serving clients in more than 120 countries. Technology is at the core of change today, and we are one of the world’s leaders in helping drive that change, with strong ecosystem relationships. We combine our strength in technology and leadership in cloud, data and AI with unmatched industry experience, functional expertise and global delivery capability. Our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Song, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients reinvent and build trusted, lasting relationships. We measure our success by the 360° value we create for our clients, each other, our shareholders, partners and communities. Visit us atwww.accenture.com Equal Employment Opportunity Statement Additional Locations: Hyderabad