Fintech Risk Analyst

Summary: Seattle Bank is a locally owned, digitally driven financial institution that provides personal, business, and partner banking services. The Fintech Risk Analyst plays a crucial role in identifying, assessing, and mitigating risks within the Partner Banking division, ensuring compliance with regulatory standards and safeguarding financial transactions. Responsibilities: - Prepare detailed risk assessments that identify risks related to capital, assets, management, earnings, liquidity, sensitivity, compliance, information technology data security, change controls and idiosyncratic risk - Perform testing of new products and services, or modifications to existing ones, and identify any risks, issues or new requirements that may apply - Ensure compliance with regulatory requirements and industry standards - Perform ongoing monitoring of FinTech Partners and provide insights and recommendations for risk mitigation in complete and concise written reports - Use tools to research state and federal laws - Update test programs based on emerging risks or new laws - Communicate with internal stakeholders - Physically attending work on a set and predictable schedule is an essential function of this job Required Qualifications: - Bachelor's degree in finance, business or related field, or professional certification and/or equivalent experience - Minimum 1-3 years of experience in Financial Technology, Regulatory Compliance and/or Risk Management in the financial industry - Excellent organizational, prioritization, and time management skills - Strong verbal, written and interpersonal communication skills - Cooperative and professional attitude - Ability to consider complex scenarios involving multiple facets and variables in non-standardized situations - Strong critical and creative thinking and analytical skills - Demonstrated ability to learn quickly and use technology effectively Preferred Qualifications: - Knowledge of federal banking compliance regulations is preferred Required Skills: Financial Technology, Regulatory Compliance, Risk Management, Federal banking compliance regulations, Technology use, Prioritization, Cooperative attitude, Analytical skills, Professional attitude, Creative thinking Benefits: Medical/Vision, and Dental insurance, Life Insurance, Long Term Disability, Voluntary Life, 401K with Bank contribution, Stock Award, Incentive Opportunity, Paid Time Off: Vacation – 3 Weeks, Sick Time – 1 hour per 40 hours worked, Holidays – 10 days, Transportation and fitness benefits, And fun, extra perks such as company social events, paid volunteer hours, quarterly incentive awards, and professional development opportunities.