Associate Underwriter - Agri Business

Summary: Capital Insurance Group is a leading West Coast Property & Casualty insurer, known for its collaborative and inclusive work culture. The Associate Underwriter - Agri Business will perform entry-level underwriting duties, including the evaluation of applications and assisting in the renewal process for existing accounts. Responsibilities: - Perform entry-level underwriting duties in support of an Agri business insurance underwriting team - Perform the preliminary review of new risks as well as assist in the renewal process for existing accounts - Evaluate applications, endorsements, and related underwriting documents - Review individual agri business submissions to evaluate the degree of exposure and approve, request additional information, or reject based on Company risk selection guidelines - Conduct agency visits, develop new business, and support marketing in a territory of assigned agents - Operate within a clearly defined level of delegated underwriting authority and refer risks of higher exposure or complexity to a senior underwriter - Perform ancillary administrative duties for commercial accounts to support agency service objectives Required Qualifications: - Underwriting practice, procedures, rules and regulations - Rating plans (ISO or similar) and commercial lines coverages - Knowledge of social, economic and competitive aspects of territory assigned - National and local business conditions and trends - Underwriting and marketing philosophy and procedure - Insurance industry terminology and laws, especially those pertaining to assigned area - General policies and procedures for underwriting insurance risks - Correlate risk factors to underwriting standards to determine acceptance of risk - A college degree in a business, insurance, or a financial discipline is preferred (or equivalent work experience) along with one to three years of commercial lines rating, processing, or underwriting experience, that includes loss analysis and risk selection - Dedication to continuing education, insurance certification and technical coursework is required - Candidates must be authorized to work in the United States without the need for current or future visa sponsorship Required Skills: Underwriting practice, Rating plans ISO, Commercial lines coverages, Insurance industry terminology, Loss analysis, Risk selection, Insurance certification Benefits: Accrue twenty-one days of Paid Time Off during your first year, Up to eighty-seven percent of benefits are covered by CIG for you and your family members, Medical, Dental, Vision plans, Telehealth, One hundred percent covered plans, Basic Life & AD&D, Employee Assistance, Leave Management, Long Term Disability, Short Term Disability (Outside of CA), Employee Benefit Advocacy Hot Line, Family Caregiver Support (Homethrive), Child Care Resources (Tootris), Business Travel Accident Protection, Voluntary benefit offerings, Short-term Disability (CA only), Voluntary Life AD&D self, spouse, and child plans, Flexible Spending (FSA), Health Savings (HSA), Hospital Indemnity, Accidental Injury, Pet Insurance, Commuter Benefit, Critical Illness, ARAG Legal Services, Norton LifeLock, Nine paid holidays, plus two floating holidays, Above and Beyond Reward Recognition Program, Kudos & Shout Out Points Program, Quarterly Above and Beyond Bonus Program, Annual Above and Beyond Bonus Program, Competitive compensation, Base compensation, Salary Management Spot Bonuses, Annual Incentive/Profit sharing program, potential payout annually based on company results., Discount partnerships, Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more, Insurance, educational reimbursement, and bonus programs, Employee Referral Bonus Program, Home and Auto Insurance Discount Program., Paid Volunteer Time – Through company-planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!, Retirement savings benefit (401k and Roth + match), Health & Financial Wellness, Wellness platform, tools, and events - Vitality, Health Savings Account – match, Financial Wellness Resources