Portfolio Analyst I

Summary: Axos Bank is a digital-first financial institution that provides a range of financial tools and services. They are seeking a Portfolio Analyst I to support Credit & Portfolio Management functions by managing a portfolio of commercial loans using a risk-based approach. Responsibilities: - Execute Post Funding Covenant (PFC) audits upon the closing of new loans to ensure proper asset monitoring over the life of the loan. Other duties may include the preparation and completion of collateral reviews and loan advances - Conduct comprehensive loan reviews, collection of financial statements, financial statement spreading and the financial analysis of borrowers. Routine monitoring of commercial credits by way of covenant tracking, servicing borrower inquires, and facilitating the gathering of essential portfolio data is essential - Assist in the development and execution of monitoring policies and procedures to manage credit risk effectively and efficiently - Understand the credit culture and risk tolerance as outlined by senior management and the Board, and proactively identify and mitigate potential threats against the safety and soundness of the loan portfolio Required Qualifications: - Bachelors - 1+ years experience in monitoring or underwriting and structuring commercial lending transactions Required Skills: Credit Risk Management, Commercial Loan Monitoring, Financial Statement Analysis, Loan Underwriting, Covenant Tracking Benefits: Eligible for an Annual Discretionary Cash Bonus Target: 10%, Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%, Medical, Dental, Vision, and Life Insurance, Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year), HSA or FSA account and other voluntary benefits, 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan, Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading